Web3 · Service Crypto payment gateway development

Crypto payment gateways for merchants and platforms: stablecoin checkout, payment links, confirmations, webhooks, refunds, settlement and accounting exports.

In short

A crypto payment gateway lets a business accept payments in cryptocurrency — today mostly stablecoins such as USDC and USDT — much as a card gateway accepts cards. It creates a payment request, watches the blockchain for the matching transaction, confirms it, notifies the merchant, and handles refunds, settlement and reporting.

How to engage
Product build
Practice
Web3
Crypto payment gateway development — how Vayro delivers it: Payment flows, then Compliance, then Build and reconcile, then Pilot merchants. Includes checkout, payment detection, merchant integration, refunds and edge cases.
When you need it

Signs this is the right service

  • Customers want to pay in stablecoins or crypto.
  • You pay or collect across borders and card or wire fees are high.
  • Your platform needs to accept payments on behalf of many merchants.
  • Crypto payments arrive today, but reconciling them is manual.
What's included

What you get

Checkout

Hosted checkout, payment links and in-app payments with clear amounts, networks and expiry.

Payment detection

Unique addresses or references per payment, chain monitoring and confirmation rules per network.

Merchant integration

Webhooks, an API and plugins so merchants know the moment a payment is final.

Refunds and edge cases

Under- and over-payments, wrong networks and late payments handled as real states with refunds.

Settlement and accounting

Settlement to merchants in crypto or, through licensed partners, fiat — with exports for accounting.

How we deliver it

The process

  1. 01

    Payment flows

    Which assets, networks and settlement currencies, and what happens when a payment goes wrong.

  2. 02

    Compliance

    Screening and reporting duties for your model, set with your legal team.

  3. 03

    Build and reconcile

    Detection, ledger and webhooks built with reconciliation from the first payment.

  4. 04

    Pilot merchants

    A small group of merchants before general availability.

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Questions

Crypto payment gateways: common questions

Why stablecoins rather than other crypto?

Stablecoins hold a steady value, so neither customer nor merchant carries price risk between payment and settlement.

Can merchants receive local currency?

Yes, by converting through licensed off-ramp partners and settling to the merchant's bank account.

How do refunds work with crypto?

Blockchain payments cannot be reversed, so refunds are new payments back to the customer — which the gateway tracks against the original order.

Which networks should we support?

Those where your customers already hold stablecoins and fees are low — commonly Ethereum layer-2 networks and a few other major chains.
06 / Let’s build

Bring us the difficult problem.

01

New projects

A paragraph about the problem is enough to start. We reply within two working days, usually with questions rather than a quote.

support@vayro.global
02

Careers

Engineers, designers and researchers who like systems that are hard to get right. Send something you built and what you would change about it now.

support@vayro.global
03

Studio

Based in India and working remotely, with overlap hours agreed up front so your team always has a time to reach us.

IST · GMT · ET overlap
04

Read

Guides on AI agents, RAG, MCP, tokenization and chain abstraction, written by the engineers who build them.

vayro.global/insights